Enterprise MQI Practice Exam 2025 - Free MQI Practice Questions and Study Guide

Personal Accident Insurance (PAI) is designed to provide a range of coverage options in the event of accidents. When considering the aspects of coverage mentioned in this question, PAI typically encompasses benefits that cater to various accident-related expenses.

The first component refers to coverage for accidental death, where insurance policies may provide a specified amount, such as $100,000, along with a benefit for burial expenses or other related costs. This benefit is crucial as it offers financial assistance to beneficiaries or family members in the event of a tragic accident.

The second aspect involves ambulance expenses, which is an important part of emergency care. A typical coverage might include reimbursements for ambulance services, like the mentioned $150 per person. This helps cover the costs incurred when immediate transportation to a medical facility is necessary following an accident.

Lastly, PAI may also include coverage for accidental medical expenses, such as insights into the set limit of $3,500 per person. This allocation is vital for addressing medical bills arising directly from accident-related injuries, ensuring prompt treatment and rehabilitation.

Since PAI can encompass all these aspects—accidental death, ambulance expenses, and medical expenses—it is appropriate to conclude that the correct answer acknowledges the comprehensive nature of PAI by including all the benefits